Balozi Regulated Non WDT SACCO Society Ltd is a leading SACCO for embassies, their affiliate agencies in Kenya and other organizations.
Balozi was founded and registered on 14th July 1975 with the then Ministry of Co-operative Development (now known as Ministry of Agriculture, Livestock, Fisheries and Co-operatives) under the Co-operative Society Act.
In July 2021, Balozi was among the first 25 non-withdrawable deposit taking SACCOs to be issued with a regulation license by the SACCO Societies Regulatory Authority (SASRA) as per the government’s directive.
Balozi SACCO draws its membership from the following: US Embassy, US Peace Corps, KEMRI and its affiliates (WRP, CDC, Usamru-K), Canadian Embassy, B.B.C., Chemonics, D.A.I., Israel Embassy, Gardaworld, G4S, Land O’Lakes Inc, H.J.F., G.I.S., Ampath Plus, VIBRI, Washington State University, Affiliates, ABT Associates Inc, Spouses and children (of current members). Balozi has also opened its common bond to other reputable organizations.
Receipt of savings as share capital and deposits as well as disbursing loans to our members remain the Society’s principal activities.
Motto
Invest in Secure Hands
Vision
Empowering members for financial freedom.
Mission
Transforming lives through the provision of innovative and accessible financial solutions.
Core Values
- Simple - Solutions that are easy to understand and implement.
- Integrity - Offering honest, ethical, and authentic services to all members
- Innovative - Seek out new technologies and practices to enhance service delivery
- Inclusive - Creating a supportive environment where everyone can access financial services and feel valued
Core Functions
- Mobilization of savings from members: Mobilisation of savings has remained one of the key functions of Balozi since its inception. As at 31st December 2025, members' deposits were Kes. 4.49 billion while the Share Capital was Kes. 349.5 million.
- Giving loans to members: Giving loans to its members has been the other key function for Balozi - these consist of Normal, Boresha, Emergency, School Fees, Okoa Advance and M-Cash loans. The total amount of credit as at 31st December 2025 was Kes. 4.82 billion.
- Undertaking investments: Balozi has made Investments in the form of ordinary shares in Co-operative Bank Ltd and CIC.
- Providing education, training and information to members and staff: The Society identifies and avails education, information and training to its members and staff.